your card, your choice

0% APR for the first 6 months on purchases and balance transfers1 then as low as 12.24% APR2

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share certificate special

Pair a certificate special with an Ultra Checking account and earn up to 4.00% APY1 for 12 months, or 3.50% APY1 for 24 months. IRA eligible.

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limited-time refinance special

3/1 adjustable rate mortgage

For a limited time, we’re offering a special rate when you refinance to a 3/1 adjustable rate mortgage starting as low as 5.490% interest rate1 and 5.581% APR1.

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home is where the cash is

Get a Home Equity Line of Credit with a 6-month intro rate as low as 5.99% APR4 with autopay from a United checking account.

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earn more

with Ultra Checking
earn up to 5.00% APY1

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become a member today

It really is that simple. Just click and we’ll help you every step of the way.

Join United Federal Credit Union


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